Why order an appraisal from Barnett Valuations?

To many, an appraisal is simply a line item in the long list of items for a mortgage or refinance. Even though there are a budding number of automated home valuation systems that might appear more practical than an appraisal, the majority of lenders still want a local expert because the stakes are very high. You might believe that securing a mortgage is the only reason to acquire an appraisal, but there are other situations when the services of a certified, independent real estate professional might be helpful.

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Dispute your tax assessment in Lane County

If you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Barnett Valuations is your best evidence when building your case. At Barnett Valuations,we can assist you in challenging your tax assessment.

Let Barnett Valuations assist you in lowering your mortgage payment

When the amount being loaned to the homeowner is more than 80% of the actual value of the home, most lenders ask home owners to take out an additional insurance policy. That policy is Private Mortgage Insurance, or PMI. This additional payment is often folded into the monthly mortgage payment and is quickly forgotten. PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfortunate. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to do away with PMI, Barnett Valuations can provide you with a statement regarding the value of your home. The cost of the home valuation can usually be offset in little time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is a particularly traumatic event for the parties involved, and it is often even more complicated by the strenuous decision of who maintains the home. So both parties are fully aware of the true market value of their home, it's a good idea to order an appraisal from Barnett Valuations, regardless of the situation.

The parties will have a clearer picture of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Trustworthy estate liquidation

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to handle these issues. And since a home or other property often makes up a disproportionate share of the total estate value, understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received an honest deal.

Barnett Valuations can help you with relocating to or from Lane County

We understand the headaches associated with an employee relocation. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. During our detailed process, we encourage employees that are moving to provide input on the positive attributes of their property, along with information regarding any new sales or listings in their neighborhood that they want considered.

Selling your home quickly at the right price with an appraisal from Barnett Valuations

Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision when determining your asking price. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees depend on our efforts to perform the appraisal report and not a percentage of the sales price.

We examine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties stay on the market. So, getting a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.