Attention homeowners in Florence and Lane County: Get an Appraisal today!
See the top 7 reasons Oregon homeowners use Barnett Valuations:
At Barnett Valuations, we understand the individual needs of a customer after appraisal services. Our typical business clients understand the appraisal process and the customary "products" we deliver to them. As our client, we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's market value, not just how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours.
Challenging a property tax assessmentLet's say you live in a region that's going down -- your local tax assessor may have your home overvalued. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. An appraisal from Barnett Valuations is your #1 weapon when contesting your property tax assessment.
Appraisals to cancel PMIPMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're veterans in helping homeowners just like you remove unwanted and unneeded PMI insurance.
Recently got a freeze to your HELOC?If your house is in or near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. Barnett Valuations can help you reinstate your home equity line of credit with a professional appraisal.
We Also Provide Field and Desktop Appraisal Review ServicesDo you need a seasoned expert to double-check your appraisal for accuracy, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Barnett Valuations can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your property.